Premium Estate Agents in Staffordshire & West Midlands
As the leading estate agents in Aldridge, Bloxwich, Cannock and Lichfield, we are committed to offering honest advice and helping you find your new home.
Buying a property is one of the most exciting steps in life! First-time buyers, upsizers, downsizers and investors alike – we’re here to help you find the one.
Speak with our mortgage experts
We are pleased to offer the services of our Specialist Mortgage Advisors at The Finance Family, trusted mortgage and financial advisors based in Staffordshire & West Midlands. Whether you are a first-time buyer looking for a new home or a homeowner looking for a more suitable mortgage deal, The Finance Family can help you make the right choice.
We can offer you a complete mortgage and insurance service with one point of contact right through start to finish. Their list of services includes providing totally impartial financial advice for Mortgages, Protection and General Insurance. Based on your individual needs, they are able to recommend suitable mortgage or insurance advice and products to fit in with your current circumstances.
Why choose Webbs to find your new home
Our numbers do the talking
Registered applicants
Market appraisals
Offers received
Viewings completed
Over the last 12 months
Our buying process at a glance
Step 1
Talk with us
We have a good knowledge of the local area – as well as the latest information on currently available properties and new ones coming to the market. We can register your details and keep you informed about properties For Sale.
Step 2
Know your buying power
If you’re in the lucky position of using cash or savings to buy your property, you won’t need a mortgage and can simplify and speed up the process of buying. Otherwise, before you begin searching it is advisable to arrange your finances and, if required, have a mortgage agreed in principle.
Our in-house Mortgage Brokers, The Finance Family has access to the entire market, as well as exclusive deals and rates to help find you the best mortgage available.
Step 3
Do you have a property to sell?
If your move will involve selling your current home it is advisable to advertise your current property before looking for a new home. Sellers more often than not will prefer the sale to progress as swiftly as possible so if you are actively marketing your property, they will know that you are serious about buying their property, making it more likely they will accept your offer over others.
Even more preferable is to have no chain at all, first-time buyers and those that have already sold their home are very desirable to sellers.
Step 4
The property search
At Webbs, we’ve made finding a home easier than ever. By letting us know what you’re looking for, we can assist you by letting you know first which properties we have that might be of interest to you.
Step 5
Book some viewings
Viewing properties is a really exciting step; here’s when the dream starts to become a reality! Our friendly team of experts can help guide you with what to look out for at the property.
Step 6
Making an offer
When you find somewhere you like, make a realistic offer based on your assessment of the property, its potential and things like how long it’s been on the market. Ask how long it’s been on the market and if the seller wants a quick sale.
Step 7
Instruct a conveyancer
Conveyancing is the process undertaken by the buyer’s and seller’s solicitors of transferring the legal ownership of property or land from one person to another. Our Conveyancers have been hand-picked for their expertise, speed and efficiency.
You will need to have your Conveyancer in place before your offer is accepted.
Step 8
Offer accepted
Once you get an offer accepted, we will do the following: prepare a memorandum of sale, confirm the agreed price with all parties, and confirm your conveyancer & mortgage details. You will need to instruct your conveyancer to proceed with the conveyancing process and your mortgage broker to proceed with your application.
Step 9
Conveyancing
Conveyancing is the process undertaken by the buyer’s and seller’s solicitors of transferring the legal ownership of property or land from one person to another. Once you’ve had your offer accepted, inform your solicitor so they can start studying the lease, ordering council searches, and drawing up contracts.
Step 10
Mortgage Valuation and Offer
Now you’ll need to move fast – the seller will want to see progress so try to avoid any unnecessary delays in getting the surveys and other legal work done. Complete the mortgage lender’s application form and send them the documents they require – this will include proof of your ID, evidence of your earnings, proof of your address over the last few months and your bank statements, so have these ready.
The lender will arrange for a qualified surveyor to inspect the property you’re looking to buy and check its value. As well as make sure that it’s a property they’ll lend against.
Step 11
Exchange of contracts
Once the survey and searches have come through and your mortgage is approved you will be ready to exchange contracts and put down a non-refundable deposit. This will all be arranged by your solicitor. Exchange of contracts occurs when all enquiries have been confirmed and agreed upon. The completion date is then set by mutual agreement.
Step 12
Completion
There’s very little you can do on completion day other than drink endless cups of tea and anxiously await the call from us letting you know that the funds have cleared in the seller’s account, and you can finally collect the keys to your new home. You’re then ready to move in, Congratulations, you are now the legal owner of your new home!
Looking to buy a property?
Coalway Road, Walsall
Woodbridge Close, Bloxwich, Walsall
Wolverhampton Road, Pelsall, Walsall
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Devon Road, Cannock
Let Agreed£750 pcmWebbs Estate Agents are pleased to offer to let this well presented and deceptively spacious semi detached house, close to Mill Green Nature Reserve and the McArthurGlen Designer Village.Ideally situated for access to Cannock town centre and local amenities, the property is just a couple of minutes ...3 Bedrooms1 Bathroom1 Reception